Finance, International Comparative Guides | 27 November 2019

10 years ago the fintech landscape was barely embryonic. The iPhone had only just been invented. The first ever bitcoin had just been traded. Regulations had just started to refer to such things as “electronic transmission of documents” pre-empting the rise of online and mobile financial services. Crowdfunding and robo-advice were in their very first stages. Of course the use of innovative technologies in financial services is nothing new (credit cards, ATMs, electronic stock trading, not to mention the stuff in the backend like mainframes, data centres and risk management tools). But with the explosion of technological capability, consumer sentiment and a regulatory push for more competition after the financial crisis of 2008, the sheer scale and speed of adoption and innovation was and continues to be breathtaking. [Continue Reading]

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