Fintech

The In-House Lawyer Logo

The aim of this guide is to provide its readers with a pragmatic overview of the law and practice of fintech law across a variety of jurisdictions.

Legal Disclaimer. The information and opinions within this website are for information purposes only. They are not intended to constitute legal or other professional advice, and should not be relied on or treated as a substitute for specific advice relevant to particular circumstances.

Each chapter of this guide provides information about the current issues affecting fintech in a particular country and addresses topics such as open banking, regulation of data, cryptocurrencies, blockchain, AI and insurtech.

The Q&A template for each chapter has been provided by Chris Hill of Kemp Little.

Published October 2018

Hot topics

Kemp Little Logo
Introductory Chapter – Kemp Little LLP
Chris Hill, Partner | Kemp Little

 

GVZH
A Blockchain Reaction
Dr Andrew J Zammit | GVZH Advocates

 

Kemp Little Logo
Trends and Developments in France
Hubert de Vauplane, Gilles Saint Marc, Tristan Bonneau, Wilfried Robin
| Kramer Levin

Jurisdictions

Bermuda small flagBermuda

In association with:

BeesMont Law Limited

British Virgin Islands small flagBritish Virgin Islands

In association with:

Harneys, Westwood & Riegels

Cayman Islands small flagCayman Islands

In association with:

Harneys, Westwood & Riegels

China small flagChina

In association with:

Global Law Office

Cyprus small flagCyprus

In association with:

Harneys, Westwood & Riegels

Denmark small flagDenmark

In association with:

Horten Advokatpartnerselskab

Finland small flagFinland

In association with:

DITTMAR & INDRENIUS

France small flagFrance

In association with:

Kramer Levin Naftalis & Frankel LLP

Germany small flagGermany

In association with:

Schalast & Partner Rechtsanwälte mbB

Gibraltar small flagGibraltar

In association with:

Hassans

India small flagIndia

In association with:

Nishith Desai Associates

Indonesia small flagIndonesia

In association with:

SSEK Indonesian Legal Consultants

Israel small flagIsrael

In association with:

Tadmor Levy & Co

Japan small flagJapan

In association with:

Anderson Mori & Tomostune

Malaysia small flagMalaysia

In association with:

Mohamed Ridza & Co

Malta small flagMalta

In association with:

GANADO Advocates

Mexico small flagMexico

In association with:

Deloitte Legal Mexico

Portugal small flagPortugal

In association with:

Vieira de Almeida

Switzerland small flagSwitzerland

In association with:

Niederer Kraft Frey

Taiwan small flagTaiwan

In association with:

Lee and Li, Attorneys-at-Law

The Netherlands small flagThe Netherlands

In association with:

Kennedy Van der Laan

UAE small flagUAE

In association with:

BSA Ahmad Bin Hezeem & Associates LLP

Ukraine small flagUkraine

In association with:

Evris Law Firm

United Kingdom small flagUnited Kingdom

In association with:

Kemp Little LLP

United States small flagUnited States

In association with:

Baker McKenzie

Compare Jurisdictions

Select Practice Area

226

Select Jurisdictions

280

Select Jurisdictions

  • Austria small flag icon
  • Cyprus small flag icon
  • Finland small flag icon
  • France small flag icon
  • Georgia small flag icon
  • Germany small flag icon
  • Israel small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Liechtenstein small flag icon
  • Luxembourg small flag icon
  • Malta small flag icon
  • Oman small flag icon
  • Portugal small flag icon
  • Qatar small flag icon
  • Romania small flag icon
  • Serbia small flag icon
  • Singapore small flag icon
  • Slovakia small flag icon
  • Slovenia small flag icon
  • Switzerland small flag icon
  • Thailand small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

238

Select Jurisdictions

310

Select Jurisdictions

  • Angola small flag icon
  • Argentina small flag icon
  • Belgium small flag icon
  • Brazil small flag icon
  • Canada small flag icon
  • China small flag icon
  • Denmark small flag icon
  • France small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • Ireland small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Kenya small flag icon
  • Mexico small flag icon
  • New Zealand small flag icon
  • Portugal small flag icon
  • Romania small flag icon
  • Singapore small flag icon
  • Switzerland small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

291

Select Jurisdictions

  • Argentina small flag icon
  • Australia small flag icon
  • Belgium small flag icon
  • Brazil small flag icon
  • Canada small flag icon
  • China small flag icon
  • Cyprus small flag icon
  • EU small flag icon
  • Finland small flag icon
  • Greece small flag icon
  • India small flag icon
  • Israel small flag icon
  • Japan small flag icon
  • Malaysia small flag icon
  • Mexico small flag icon
  • Norway small flag icon
  • Romania small flag icon
  • Spain small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • Turkey small flag icon
  • UAE small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

323

Select Jurisdictions

  • Argentina small flag icon
  • Australia small flag icon
  • Belgium small flag icon
  • Brazil small flag icon
  • Canada small flag icon
  • China small flag icon
  • Colombia small flag icon
  • Cyprus small flag icon
  • Egypt small flag icon
  • France small flag icon
  • Germany small flag icon
  • Hong Kong small flag icon
  • Israel small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Philippines small flag icon
  • Poland small flag icon
  • Portugal small flag icon
  • Romania small flag icon
  • Sweden small flag icon
  • The Netherlands small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

243

Select Jurisdictions

300

Select Jurisdictions

  • Australia small flag icon
  • Austria small flag icon
  • Belgium small flag icon
  • Brazil small flag icon
  • China small flag icon
  • Croatia small flag icon
  • Cyprus small flag icon
  • Denmark small flag icon
  • France small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • Ireland small flag icon
  • Mexico small flag icon
  • South Africa small flag icon
  • South Korea small flag icon
  • Spain small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

277

Select Jurisdictions

  • Australia small flag icon
  • Austria small flag icon
  • Brazil small flag icon
  • Canada small flag icon
  • France small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • Hong Kong small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Luxembourg small flag icon
  • Portugal small flag icon
  • South Korea small flag icon
  • Switzerland small flag icon
  • Turkey small flag icon
  • Ukraine small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

304

Select Jurisdictions

  • Argentina small flag icon
  • Austria small flag icon
  • Brazil small flag icon
  • Bulgaria small flag icon
  • Chile small flag icon
  • China small flag icon
  • France small flag icon
  • Germany small flag icon
  • Gibraltar small flag icon
  • Greece small flag icon
  • India small flag icon
  • Indonesia small flag icon
  • Ireland small flag icon
  • Malaysia small flag icon
  • Portugal small flag icon
  • Russia small flag icon
  • Spain small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

269

Select Jurisdictions

  • Brazil small flag icon
  • China small flag icon
  • Colombia small flag icon
  • Denmark small flag icon
  • Ecuador small flag icon
  • France small flag icon
  • Germany small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Mexico small flag icon
  • Norway small flag icon
  • Portugal small flag icon
  • Romania small flag icon
  • Spain small flag icon
  • The Netherlands small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

179

Select Jurisdictions

236

Select Jurisdictions

289

Select Jurisdictions

  • Argentina small flag icon
  • Armenia small flag icon
  • Austria small flag icon
  • Bolivia small flag icon
  • Brazil small flag icon
  • Chile small flag icon
  • China small flag icon
  • Croatia small flag icon
  • Ecuador small flag icon
  • France small flag icon
  • Germany small flag icon
  • Indonesia small flag icon
  • Ireland small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Luxembourg small flag icon
  • Malaysia small flag icon
  • Mexico small flag icon
  • Monaco small flag icon
  • New Zealand small flag icon
  • Norway small flag icon
  • Peru small flag icon
  • Philippines small flag icon
  • Romania small flag icon
  • Singapore small flag icon
  • South Korea small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • Thailand small flag icon
  • The Netherlands small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

263

Select Jurisdictions

  • Bermuda small flag icon
  • British Virgin Islands small flag icon
  • Cayman Islands small flag icon
  • China small flag icon
  • Cyprus small flag icon
  • Denmark small flag icon
  • Finland small flag icon
  • France small flag icon
  • Germany small flag icon
  • Gibraltar small flag icon
  • India small flag icon
  • Indonesia small flag icon
  • Israel small flag icon
  • Japan small flag icon
  • Malaysia small flag icon
  • Malta small flag icon
  • Mexico small flag icon
  • Portugal small flag icon
  • Switzerland small flag icon
  • Taiwan small flag icon
  • The Netherlands small flag icon
  • UAE small flag icon
  • Ukraine small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

180

Select Jurisdictions

298

Select Jurisdictions

  • Australia small flag icon
  • Austria small flag icon
  • Belgium small flag icon
  • Brazil small flag icon
  • Chile small flag icon
  • China small flag icon
  • Denmark small flag icon
  • France small flag icon
  • Germany small flag icon
  • India small flag icon
  • Indonesia small flag icon
  • Ireland small flag icon
  • Israel small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Mexico small flag icon
  • Peru small flag icon
  • Poland small flag icon
  • South Korea small flag icon
  • Switzerland small flag icon
  • Thailand small flag icon
  • United Arab Emirates small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

198

Select Jurisdictions

252

Select Jurisdictions

318

Select Jurisdictions

  • Australia small flag icon
  • Brazil small flag icon
  • China small flag icon
  • Cyprus small flag icon
  • Ecuador small flag icon
  • France small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • India small flag icon
  • Israel small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Malaysia small flag icon
  • Malta small flag icon
  • Mexico small flag icon
  • Norway small flag icon
  • Peru small flag icon
  • Saudi Arabia small flag icon
  • Singapore small flag icon
  • South Africa small flag icon
  • Switzerland small flag icon
  • United Kingdom small flag icon

12

Select Jurisdictions

217

Select Jurisdictions

265

Select Jurisdictions

  • Austria small flag icon
  • Chile small flag icon
  • China small flag icon
  • Croatia small flag icon
  • Cyprus small flag icon
  • Czech Republic small flag icon
  • Denmark small flag icon
  • Egypt small flag icon
  • France small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • Ireland small flag icon
  • Nigeria small flag icon
  • Norway small flag icon
  • Philippines small flag icon
  • Poland small flag icon
  • Portugal small flag icon
  • Romania small flag icon
  • Russia small flag icon
  • Saudi Arabia small flag icon
  • Serbia small flag icon
  • Switzerland small flag icon
  • UAE small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

287

Select Jurisdictions

  • Austria small flag icon
  • Bosnia & Herzegovina small flag icon
  • Croatia small flag icon
  • Czech Republic small flag icon
  • Finland small flag icon
  • Germany small flag icon
  • Hong Kong small flag icon
  • Jersey small flag icon
  • Mexico small flag icon
  • Philippines small flag icon
  • Spain small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

246

Select Jurisdictions

308

Select Jurisdictions

  • Armenia small flag icon
  • Austria small flag icon
  • Bahrain small flag icon
  • Chile small flag icon
  • China small flag icon
  • Cyprus small flag icon
  • Denmark small flag icon
  • Dominican Republic small flag icon
  • Ecuador small flag icon
  • Egypt small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • Guernsey small flag icon
  • Hong Kong small flag icon
  • India small flag icon
  • Indonesia small flag icon
  • Iran small flag icon
  • Isle of Man small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Luxembourg small flag icon
  • Malaysia small flag icon
  • Malta small flag icon
  • Mexico small flag icon
  • Monaco small flag icon
  • Norway small flag icon
  • Philippines small flag icon
  • Portugal small flag icon
  • Romania small flag icon
  • Russia small flag icon
  • Slovakia small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • The Netherlands small flag icon
  • UAE small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

26

Select Jurisdictions

210

Select Jurisdictions

  • Japan small flag icon

260

Select Jurisdictions

  • Austria small flag icon
  • Chile small flag icon
  • China small flag icon
  • Cyprus small flag icon
  • Denmark small flag icon
  • EU small flag icon
  • France small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • India small flag icon
  • Ireland small flag icon
  • Israel small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Mexico small flag icon
  • Norway small flag icon
  • Peru small flag icon
  • Philippines small flag icon
  • Portugal small flag icon
  • Russia small flag icon
  • South Africa small flag icon
  • Switzerland small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

28

Select Jurisdictions

232

Select Jurisdictions

282

Select Jurisdictions

  • Austria small flag icon
  • Belgium small flag icon
  • Bermuda small flag icon
  • British Virgin Islands small flag icon
  • Cayman Islands small flag icon
  • China small flag icon
  • Colombia small flag icon
  • Croatia small flag icon
  • Cyprus small flag icon
  • Czech Republic small flag icon
  • Ecuador small flag icon
  • Egypt small flag icon
  • France small flag icon
  • Greece small flag icon
  • Guernsey small flag icon
  • Hong Kong small flag icon
  • Hungary small flag icon
  • India small flag icon
  • Isle of Man small flag icon
  • Japan small flag icon
  • Jersey small flag icon
  • Mauritius small flag icon
  • Myanmar small flag icon
  • Norway small flag icon
  • Peru small flag icon
  • Philippines small flag icon
  • Portugal small flag icon
  • Qatar small flag icon
  • Romania small flag icon
  • Russia small flag icon
  • Slovenia small flag icon
  • South Africa small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • Thailand small flag icon
  • UAE small flag icon
  • United Kingdom small flag icon
  • United States small flag icon
  • Vietnam small flag icon

223

Select Jurisdictions

273

Select Jurisdictions

  • Argentina small flag icon
  • Austria small flag icon
  • Belgium small flag icon
  • Bermuda small flag icon
  • Brazil small flag icon
  • Bulgaria small flag icon
  • Cayman Islands small flag icon
  • Colombia small flag icon
  • Cyprus small flag icon
  • France small flag icon
  • Germany small flag icon
  • Ireland small flag icon
  • Israel small flag icon
  • Italy small flag icon
  • Liechtenstein small flag icon
  • Mexico small flag icon
  • Monaco small flag icon
  • Portugal small flag icon
  • Singapore small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

271

Select Jurisdictions

  • Austria small flag icon
  • Belgium small flag icon
  • China small flag icon
  • Finland small flag icon
  • France small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • India small flag icon
  • Ireland small flag icon
  • Japan small flag icon
  • Luxembourg small flag icon
  • Malta small flag icon
  • Mauritius small flag icon
  • Norway small flag icon
  • Poland small flag icon
  • Portugal small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • The Netherlands small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

293

Select Jurisdictions

  • Australia small flag icon
  • Austria small flag icon
  • Brazil small flag icon
  • China small flag icon
  • Denmark small flag icon
  • France small flag icon
  • Germany small flag icon
  • India small flag icon
  • Japan small flag icon
  • Russia small flag icon
  • South Korea small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

221

Select Jurisdictions

267

Select Jurisdictions

  • Brazil small flag icon
  • Bulgaria small flag icon
  • Cayman Islands small flag icon
  • Cyprus small flag icon
  • France small flag icon
  • Germany small flag icon
  • Greece small flag icon
  • Hong Kong small flag icon
  • Hungary small flag icon
  • India small flag icon
  • Indonesia small flag icon
  • Ireland small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Mexico small flag icon
  • Peru small flag icon
  • Russia small flag icon
  • Spain small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • Thailand small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

181

Select Jurisdictions

241

Select Jurisdictions

302

Select Jurisdictions

  • Belgium small flag icon
  • Bermuda small flag icon
  • British Virgin Islands small flag icon
  • Canada small flag icon
  • Cayman Islands small flag icon
  • China small flag icon
  • Denmark small flag icon
  • France small flag icon
  • Germany small flag icon
  • Guernsey small flag icon
  • Hungary small flag icon
  • Ireland small flag icon
  • Israel small flag icon
  • Jersey small flag icon
  • Mexico small flag icon
  • Peru small flag icon
  • Poland small flag icon
  • Romania small flag icon
  • Singapore small flag icon
  • Spain small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

156

Select Jurisdictions

213

Select Jurisdictions

258

Select Jurisdictions

  • Austria small flag icon
  • Brazil small flag icon
  • Canada small flag icon
  • Cyprus small flag icon
  • France small flag icon
  • Germany small flag icon
  • Gibraltar small flag icon
  • Ireland small flag icon
  • Israel small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Malaysia small flag icon
  • Mexico small flag icon
  • Norway small flag icon
  • Panama small flag icon
  • Philippines small flag icon
  • Portugal small flag icon
  • Romania small flag icon
  • Switzerland small flag icon
  • The Netherlands small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

202

Select Jurisdictions

321

Select Jurisdictions

  • Armenia small flag icon
  • Australia small flag icon
  • China small flag icon
  • Dominican Republic small flag icon
  • Egypt small flag icon
  • Estonia small flag icon
  • France small flag icon
  • Germany small flag icon
  • Indonesia small flag icon
  • Israel small flag icon
  • Italy small flag icon
  • Japan small flag icon
  • Malaysia small flag icon
  • Malta small flag icon
  • New Zealand small flag icon
  • Pakistan small flag icon
  • Romania small flag icon
  • South Korea small flag icon
  • Spain small flag icon
  • Sweden small flag icon
  • Taiwan small flag icon
  • Turkey small flag icon
  • United Kingdom small flag icon
  • United States small flag icon

256

Select Jurisdictions

  • Australia small flag icon
  • Brazil small flag icon
  • China small flag icon
  • France small flag icon
  • Germany small flag icon
  • India small flag icon
  • Indonesia small flag icon
  • Japan small flag icon
  • Luxembourg small flag icon
  • Malaysia small flag icon
  • Mexico small flag icon
  • Poland small flag icon
  • Romania small flag icon
  • Singapore small flag icon
  • Spain small flag icon
  • Sweden small flag icon
  • Switzerland small flag icon
  • The Netherlands small flag icon
  • Turkey small flag icon
  • United States small flag icon

Select Question(s)

Please fix the following errors: